About NorthLedger Tools
Last updated: September 30, 2026
NorthLedger Tools is a collection of free Canadian money calculators — mortgage payments, TFSA contribution room, RRSP room, FHSA limits, and compound growth — built with proper Canadian rules and 2009–2026 CRA limits.
Why it exists
Most online calculators use US rules or hide the answer behind an email form. We wanted tools that give Canadians a straight number, instantly, with no sign-up and no tracking of what you type.
Part of NorthLedger
NorthLedger Tools is part of the NorthLedger personal-finance ecosystem:
- Free calculators — this site.
- NorthLedger Money — a free weekly newsletter breaking down Canadian money news in plain numbers.
- NorthLedger spreadsheets — one-time-purchase tools for tracking TFSA/RRSP/FHSA contributions, investments and dividends, and freelance budgets.
How it's funded
The calculators are free forever. The site is supported by advertising and by readers who choose to buy our spreadsheets — never by selling your data, because we don't collect it.
Not financial advice
Everything on this site is educational information only. Contribution limits and tax rules change; verify your own room with CRA My Account or a qualified professional before contributing. All amounts in CAD.